The Guide explains the benefits of the Scheme and the advantages of being a member. It highlights the general features of the Scheme with more specific details set out in the relevant sections. The technical terms used in this Guide are explained in Terms used in this guide.

The Guide does not override the legal documents that govern the Scheme, which are available on request.

We hope you will find this Guide clear and helpful. If you have any queries at any time, please contact us.

All new UK employees recruited since 1 April 2004 may elect to be a member of the Money Purchase Section of the Kingfisher Pension Scheme. For further information please see the Member Guide to the Money Purchase Section.